Payroll including prefinancing

Payroll

Nobody likes to wait for their money long. TCP Solutions offers a clear solution for that. Prefinancing comes standard with our payroll service. This ensures you will get paid within five days. How does it work exactly?

Every company applies their own payment period. Some 14 days, others 30. Some even 60 days. For a contractor, there’s no pleasure in having to wait for payment that long. Therefore, TCP Solutions advances the wages of our contractors. We guarantee that our contractors receive their wages within five workdays after submitting an approved work slip. We consider this to be self-evident. Simply being a good employer. The service comes standard with all our payroll services, both national and international.
TCP Solutions arranges payrolling for all sorts of organisations. Not just that, however. We ensure that both the client and the contractor comply fully with all laws and regulations. Both in the Netherlands as well as abroad. This provides security: no unexpected penalties and the certainty that you’ll get paid optimal wages, within five days. Are you considering payrolling? Please contact us. Call us on 020 6757 162 or send us a message through our contact page.
TCP Solutions loves to work with agencies
If, as an agency, you’re temporarily paying your candidates’ wages, they don’t want to wait very long either of course. You can pay your candidates timely, without having to raise cash. You can focus on finding the best talents for your clients, and we’ll take care of payroll administration and payments for you. Together we are stronger! Do you wish to learn more? Please contact us on +31 (0) 206 757 162.
TCP Solutions does not offer recruiting services itself, so there are no conflicts of interest.
Self-employed people profit too
As a self-employed person, you too can profit from our prefinancing service. You can use our payroll services for your current and new clients. You will keep searching for assignments independently, but you get all the benefits of payrolling. TCP Solutions advances your client’s payment, so you can immediately dispose of the money. No long waiting periods and calls to administrative departments about hours worked and invoices. We take care of all administration for you. Wish to know more about payrolling for self-employed people? Contact our team via the form below or call us on +44 (0) 208 5 800 800.

Working in Switzerland, what do you need to know?

Working abroad is interesting and enriching. Especially in the fresh Swiss mountain air. But how do you handle that properly? TCP Solutions helps you on your way swiftly. These are the most important things to know before you start working in Switzerland.

Swiss residence permit
There are several different types of residence permits in Switzerland. There are the L, B and C permit. The L permit is for short employment agreements of less than a year. The B permit is for people with a contract longer than a year. This is the minimum permit required to live in Switzerland. The C permit is a permanent residence permit, for which you usually don’t qualify until after you’ve worked and lived in Switzerland for five years.

hills

Taxes in Switzerland
Taxes in Switzerland are on average higher than in the rest of Europe. Income tax is levied on a national, cantonal and municipal level. The amount of tax you pay, therefore, depends on where in Switzerland you live. If, for example, you live and work in Zürich, you pay taxes to the Zürich canton. If you work in Zürich but live in Basel, you pay taxes to the Basel canton. Your living situation also affects the amount of tax you pay. Singles, married couples, double earners and families with children all pay a different tax rate.

Health insurance in Switzerland
Health insurance is required by law in Switzerland. You must arrange this within three months after your arrival in Switzerland. If you’re going to work less than three months in Switzerland, you must demonstrate that you have health insurance in your home country. You’re responsible yourself for taking out health insurance in Switzerland. Employers often don’t do this for you. Basic health insurance is provided by many different insurance companies – you’re free to choose. The basic insurance is identical at every insurance company, but the extra premiums and add-ons can vary considerably.

Living in Switzerland
Finding an apartment in Switzerland can be tough, but make sure you take ample time for this. There are many different types of housing with pros and cons. The best, of course, is if you can move into an apartment the moment you board the plane. If that’s not possible, you can stay at one of the many hotels or a bed and breakfast. Many have special offers for guests staying longer periods of time.
It can be worthwhile to join the local tenants association (Mieterverband / association des locataires). They offer quick advice and professional help to their members where renting is concerned. You can have them check out contracts, to see if they’re trustworthy. In case of a conflict between the tenant and landlord, a tenants association can represent you.

switzerland-city

Culture and language in Switzerland
Switzerland has three official languages: French, German and Italian. Many Swiss can speak these languages, but the language spoken most differs per canton. Inquire about this beforehand, lest you start the wrong language course (although it’s very worthwhile to speak all three languages).
Switzerland is a federal state. This means that the various country parts have a large degree of autonomy. This leads to odd differences sometimes. For example, New Year’s Day is a statutory holiday in every canton, except in Obwald. Likewise, Good Friday is not a holiday in Ticino and Wallis.
The various cantons also have their own stereotypes. The German-speaking cantons are often seen as stricter and less friendly. The French-speaking cantons as less busy and more interested in parties than working.

Self-employed in Switzerland
It’s not always made easy for self-employed entrepreneurs to get started in Switzerland. To comply with all the rules, you must virtually set up a Swiss limited company. As a knowledge migrant, it’s nearly impossible to get into Switzerland. The process for this is very lengthy, which makes it almost impossible. What does work well, is working with a payroll construction. TCP Solutions often operates that way when deploying flexible workers at companies in Switzerland.

Certainty with TCP Solutions
With all the above differences in mind, figuring out all the rules regarding work can be a considerable task.
TCP Solutions has solutions for that. With payrolling, contract management and our legal service, for example, we ensure your compliance with all specific national and cantonal laws and regulations. This is very important, because many people working abroad aren’t aware of the fact that their employment affairs are poorly arranged. This is almost impossible, because of the many different rules to comply with. However: if you don’t comply, both you and your employer can get a hefty fine. TCP Solutions fully knows the way in 12 countries and ensures you comply with all rules. We even guarantee that we will pay the fine should something not be in order. This way, we relieve you of a major concern.

Whether you’re self-employed or just want to work for a company, TCP Solutions can help you. Not only in Switzerland, but in all other countries as well. We are an international HR specialist. Do you wish to learn more? Please contact us. Call us on +44(0) 208 5800 800 or send us a message through our contact page or the quick contact button on the right-side.

Working in Germany, what do you need to know?

Europe’s biggest economy is very appealing to people looking to do business. However, lots needs to be arranged for those who want to work in Belgium. What are the most important things you need to know? We have listed them.

German work permit
EU citizens qualify for a German residence permit fairly easily. If you meet one of the criteria below, you’re a “Freizügigkeitsberechtigter”, and you can stay for a certain amount of time. You meet the criteria if:
You are an employee, student or looking for work;
You are self-employed, practising your profession elsewhere (in The Netherlands)
You are self-employed and are starting a larger company in Germany;
You are incapacitated for work or retired, with an income and health insurance;
You are a marriage partner of someone in Germany.
In these cases, registration with the municipality is sufficient, if you can prove you meet the criteria.
For non-EU citizens, it’s more difficult to make a start in Germany. A good opportunity for highly skilled persons is the “blue card”. This EU-wide arrangement was created for knowledge migrants from countries not party to the Schengen Treaty.
There are some criteria for this too:
You must have at least a university or comparable diploma;
You must already have an offer for a job in Germany;
A minimum gross annual salary of €50,800.
TCP Solutions has a lot of experience in assisting with permits in Germany.
The candidate only needs to register, since this is required by law, and we take care of the rest. We will be happy to show the way in all other matters. Read more about this service here.

Taxes in Germany
Some see the German tax system as one of the most complex systems in the world. We will limit ourselves to income tax here. Basically, there are five brackets that you can be in. To provide an idea of the structure:
Nullzone (Grundfreibetrag) | Income lower than €8,820 | 0% tax rate
Untere Progressionszone | Income between €8,821 – 13,769 | 14-24% tax rate
Obere Progressionszone | Income between €13,770 – 54,057 | 24-42% tax rate
1. Proportionalzone | Income between €54,058 – 256,303 | 42% tax rate
2. Proportionalzone | Income higher than €256.304 | 45% tax rate
In Germany, your civil status has a significant impact, however. Germany permits spouses to add their income together and to submit the tax declaration as a couple. This also doubles the tax-free zone and the income limits. This can be very advantageous in some situations. The amount of tax you will be paying, therefore, depends very much on your situation. It’s recommended to consult an expert for this.

calculator

Health insurance in Germany
Health insurance is required by law in Germany. Without insurance, you’re not permitted to work. Basic insurance is offered by the Germany government, which is often required for foreigners. Private insurances also insist, which usually offer more, but not everyone qualifies for these. You are responsible yourself for taking out health insurance in Germany.

States and legislation
Germany is comprised of 16 states. Each of these states is very autonomous. They each have their own legislation, parliaments and governments. There are three types of legislation in Germany: federal legislation (for example, defence, everything regarding the euro), joint legislation (for example, taxes) and state legislation (for example, school and culture). Federal laws have priority. This system makes for quite a few differences between the states.

Living in Germany
The most important thing about any home is the location. Germany is no different in that regard. Depending on where in Germany you want to live, there are huge differences in prices. In the bigger cities, everything is relatively expensive. If you go further into the country, you will soon find more affordable housing, sometimes coming with stretches of land. If you don’t mind travelling a lot, or you can work from home, it’s definitely worth considering.
Germany also has sufficient building land available at an affordable price. The rules for building homes are very reasonable and leave a lot of room for creativity. Building your own dream house is surely an option.

tv-tower

Culture and language in Germany
Germany’s official language is German of course. English is still a challenge for many German, so it’s very much recommended to learn the language.
The German culture is reasonably famous. It’s formal, strict and to the point. Addressing people in an informal manner (using ‘du) is something you definitely shouldn’t do until you have permission to do so. Prepare yourself well for business meetings. Put on your best suit, bring facts, real professional knowledge and not just concepts. Private life and work are strictly separate in Germany.
Good food and drink are very important to Germans. Anyone who has ever eaten in a Germany restaurant will confirm that. Portions are often bigger and taste great.
Opportunities are regularly sought to eat and drink together. Of course, currywurst and beer go with that traditionally.

Freelancing in Germany
A legal difference exists between the terms “independent entrepreneur” (Selbstständiger) and “freelancer” (Freiberufler) in Germany. The category your work belongs in is a very specific matter. It becomes difficult if you have a “more recent” profession, of which the activities don’t quite fit in the grid specified by law.
In Germany, a freelancer is a certain type of independent entrepreneur. Certain work, such as that of a teacher, consultant or a lawyer (work that requires an academic education), is categorised as “freelance” in Germany. Slightly different rules apply to freelancers than to independent entrepreneurs. It’s best to examine this per situation and consult an expert for trusted advice.

Certainty with TCP Solutions
With all the above differences in mind, figuring out all the rules regarding work in Germany can be a considerable task.
TCP Solutions has solutions for that. Among other things, by working with our UAG licence, contract management and our legal service, we ensure your compliance with all specific national and regional laws and regulations. This is very important, because many people working abroad aren’t aware of the fact that their employment affairs are poorly arranged. This is almost impossible, because of the many different rules to comply with. However: if you don’t comply, both you and your employer can get a hefty fine. TCP Solutions fully knows the way in 12 countries and ensures you comply with all rules. We even guarantee that we will pay the fine should something not be in order. This way, we relieve you of a major concern.

Whether you’re a freelancer or just want to work for a company, TCP Solutions can help you. Not only in Germany, but in all other countries we’re active in as well. We are an international HR specialist. Do you wish to learn more? Please contact us. Call us on +44 (0) 208 5800 800 or send us a message through our contact page or Quick Contact button on our website on the right-side of the screen.

We know the most-wished word for 2017!

tcp_woord_happiness_website

Last December we thought it’d be a great idea to send everyone around the globe a personal wish. But since we didn’t exactly know everyone on this planet, we asked all our employees to send around their wishes across the globe.

The campaign was very successful! Over a hundred words were sent all across the world with our tool to wish each other all the best, love, joy, energy, passion and more. The most wished word however, was… Happiness!

In 2017 happiness is something we all need in our lives. Luckily, it’s not that hard to find. Take, for example, the first snow of the year, or a ray of sunlight through the clouds on a rainy day. Or meeting up with family and friends, a smile in a crowd… It’s literally everywhere!

It’s also easy to contribute a little happiness to the world. Try holding the door for someone, giving someone a genuine compliment, or whichever other way you think of to give someone a friendly nudge.

So, to everyone who joined our campaign and everyone else: Have a happy 2017.